Insurance & InsurTech
Digital insurance platforms, claims automation, and embedded insurance products.
Insurance is one of Africa's most underserved financial services sectors — the opportunity for digital transformation is enormous. We build policy management systems, claims automation tools, embedded insurance products, and telematics platforms that make insurance accessible, affordable, and trustworthy.
Common Challenges
The problems Insurance & InsurTech companies bring to us — and that we solve every day.
Low Insurance Penetration
Most Africans distrust or can't afford traditional insurance products.
Claims Fraud
Identifying fraudulent claims without degrading legitimate customer experience.
Complex Underwriting
Risk assessment in data-sparse environments without traditional actuarial data.
Distribution
Reaching customers through digital channels and embedded partnerships at low cost.
How We Solve Them
Purpose-built solutions for the Insurance & InsurTech sector.
Policy Management Systems
End-to-end policy lifecycle — quoting, binding, endorsement, renewal, and cancellation.
Claims Automation
Digital FNOL, claims tracking, automated assessment, and M-Pesa payout for simple claims.
Embedded Insurance
API-first insurance products embedded in e-commerce, travel, and FMCG platforms.
Microinsurance Platforms
USSD and mobile-first insurance for low-income customers — health, crop, and life covers.
Telematics & IoT
Usage-based motor insurance using smartphone telematics and vehicle OBD data.
Alternative Underwriting
ML-powered risk scoring using mobile money history, social data, and behavioural signals.
Technology Stack
Case Studies
Crop Insurance Platform
35,000 smallholder farmers insured; parametric payouts triggered automatically within 48 hours of weather event
Embedded Micro-health Insurance
80,000 policies sold through e-commerce checkout integration in 4 months